Advice 1: How to collect debt without a receipt

Most often, the debt without a receipt, you can return peacefully just after talking with the man and giving him extra time. Because they loan money, not making out a receipt, only good friends or loved ones. If diplomatic negotiations fail, and you are afraid of losing friendships and relationships with the debtor, you can try to return the favor in other ways.

You will need
  • - passport
  • - the statement in law enforcement bodies
  • help from law enforcement
  • - a statement to the court
  • - proof
Instruction
1
Legitimate ways to return to duty only two is to apply to law enforcement or to the court. All other methods of repayment are illegal and lead to disastrous consequences. To contact private lawyers, or collection agencies is illegal, and you can sit on the dock for bringing these organizations to the repayment of debts.
2
Contact law enforcement authorities with a statement in which you describe the situation, time and place of money transfer and specify how much time has passed from the time when the debt must be returned. Law enforcement agencies submit evidence that the debt was indeed taken. They take evidence that can provide witnesses to this incident. Unfortunately, the court the evidence of witnesses to take into account, as no receipts and signatures of these witnesses. If you refused to initiate investigation into single debt, the only solution is to go to court with the help of law enforcement.
3
You should know that to appeal to any authorities with a statement about not returned to duty only for three years from the date of issuance of money. After three years the Statute of limitations on debt collection expires and it will be a valid reason for failure to return the debt.
4
In the statement, which you file with the court, please specify the exact details of the debtor and its. Clearly describe the situation and your actions to remedy this situation. Provide evidence. It can be shot with a hidden camera or audio recording of a conversation between you and your debtor about the time of repayment.
5
Only after the court decision you were forced to repay the debt, or deem the evidence insufficient for repayment of the debt.

Advice 2: How to collect a debt from the debtor

Giving money to the debt, you must be prepared to ensure that the borrower will refuse to repay. In this case, every lender should know the basic rules that will help him to knock the amount due. If you maintain composure and common sense, we can solve the problem quickly enough.
Instruction
1
Always execute a loan credit agreement or the debtnovel receipt. These documents must be spelled out the amount of the transferred money, the interest on the loan, repayment period, and full data on both sides. Specify force majeure and stipulate penalties in case of violation of the terms of the agreement.
2
Keep calm and common sense, if the debtor refuses to repay the debt. It is not necessary to panic and get angry, these emotions will not help solve the problem but will only aggravate the situation. Talk with the borrower and discuss the situation.
3
Remind him of the terms of the contract and specify the articles of the Civil code that oblige him to pay the debt. Agree on measures that will help you to recover the debt without prejudice to the financial condition of the borrower.
4
Write a complaint letter to the borrower if he continues to ignore your demands for the payment of the debt. Specify the amount of indebtedness, terms of repayment and note the consequences of default specified in legislative acts and the terms of the loan agreement. Send the letter by registered mail. Save the shipping receipt, which will be the material evidence in case of litigation.
5
Filed a lawsuit in the court for the debtor, specify the amount of the debtand attach all the necessary documents that confirm the indebtedness. Will get a writ and a judgment for the recovery of the borrowed amount plus accrued interest.
6
Present to the debtor the writ of execution, which obliges him to pay the debt. This can be done independently or through a bailiff. The second option is more preferable as it does not require you to spend your own time and nerves to resolve disputes. If the debtor cannot be found at the place of residence, contact law enforcement and file a report on his search.
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