Download and print the application form from the website of the savings Bank from the relevant section according to your needs. You can do it here - http://www.sbrf.ru/moscow/ru/person/credits/. To obtain a questionnaire you can in branch of the savings Bank in your city.
Provide only truthful information. If the Bank find you in the most insignificant lie, the chance of getting a loanand reduced. Be careful and fill out the questionnaire as fully as possible. Do not forget to specify expensive property in the appropriate fields of the questionnaire, but be aware of the rights to this property as the Bank may require documents confirming your rights. Values that belong to your relatives, are not your property.
Provide as many contact data. Then the Bank will be easier to check the questionnaire and make a decision about granting credit.
If you have people who can become your guarantor, please indicate it as such. This will increase your chances of getting a loan. Also tell your user of intent to take creditas the Bank may contact your place of work. Agree to provide data on a loanof e in the register of the creditdata history. For the Bank it will be an additional confirmation of your solvency.
After filling the form, take it to the office of the savings Bank and put the rest of the documents, wait for the Bank's decision.
Advice 2: How to fill out a questionnaire for Sberbank
If you decide to issue the credit in Sberbank of Russia, the first step is to fill in a special questionnaire. This process should be approached with great responsibility, as the correctness of these data will depend largely on the approval of your application.
Please contact the branch of "Sberbank of Russia" and ask the Manager of the form. This document is also available for download on the website of the Bank http://www.sbrf.ru/. Select the region you live in, then go to "individuals" and click the link "Credits". Select the credit and click "Required documents". Then on the link download application form.
Specify in the first paragraph of the questionnaire the amount of the loan requested and the purpose, type and term of the loan. Then tick repayment method: annuity or differentiated payments. In the first case the monthly contributions are calculated in equal parts, and the second depends on the interest while repaying the loan remains unchanged. Check the security of the credit and the available initial capital.
You enter the information about the borrower and the guarantor. Surname, name, patronymic, date and place of birth, passport details, marital status, place of residence and registration place of work. Enter several contact phone numbers that includes your room, the room of the surety and accounting of the employer.
Fill in the data on average monthly income for the last six months. Fill in all required information in a special table, specifying not only their wages but also pensions, dividends, bonuses and fees, rental income and other income of the potential borrower and the guarantor.
Mark the expenses incurred by the borrower for the last six months. These include: income tax, voluntary insurance, pension Fund contributions, credits, deductions, child support and other costs.
Shall describe the information about the existing loans: the Bank, date of issue, size, the purpose of credit and the remainder. If you are planning to purchase credit-financed property, describe its characteristics and cost. After that, put the signature and date of completion and send a document to the Department of "Sberbank of Russia".
A good credit history affects the positive decision of Bank the next time your requests for credit.
The application for the loan in the savings Bank, is a document to fill in which must be approached with great responsibility. Otherwise, your statement Bank the right to reject.