Often a claim can be issued in the form of a single form – form, which is provided in the office of your insurance company, but you can Express all requirements in a free form, following the basic rules of registration of such documents.
Be sure to include the details of the addressee, that is, to your insurance company. The usual claim is sent to the Director of the insurance company, so you need to specify its surname, name, patronymic, position held, name and address of the organization. All of this information is usually indicated in the upper right corner of the sheet.
Then write your data (name, surname, patronymic, address and phone number. Then in the center write the title of the document "Claim" and describe everything you have learned about the insured event. This can be the date and place of the incident, its nature, possible participants (if, for example, you are calling regarding car insurance) and full data on them, the insurance policy number.
Don't forget to describe all the steps you have taken, indicating the date of treatment to your insurance company, case number and the documents you provided the insurance company and the date of receipt.
Then state the nature of the claim. This may be a violation of the terms of payment of insurance, payment of partial amounts or something else. Then write what you would like to require the company, for example, the timely reimbursement of damages in an insurance case.
Write about what if the insurance company refuses to fulfill your requirements voluntarily, you will be served a lawsuit for causing material and moral damage.
Below, specify the list attached to the claim documents or their copies, write that another instance of the claim was sent to you in the Federal insurance supervision service, and even better do do this, then employees of the insurance company will treat you more seriously.
Don't forget to put in the bottom of the document, the date of its completion and your signature.
Submit the claim with the attached documents by registered letter with delivery notification, or write and send the insurance company copies of two claims, one of which you must return with a note on the receipt. So in the case of going to court you can prove the fact of appeal to the insurance company and omissions of its employees.
Advice 2: How to write a claim for an insurance company
To write a claim, you should have a clear idea what it is. A claim is a written demand for compensation of damages which occurred as a result of an insured event. The purpose of the claim is a peaceful pre-trial settlement of existing problems. To design claims seriously, because of the correctness of its drawing up and the information it contains depends on how quickly and to what extent will satisfy your requirements.
First and foremost, in the claim specify name, position of the person who are addressing the claim. As such person acts as the head of the insurance company. Then write information about yourself (sender), please include the surname, name, patronymic name, your address and phone number.
The following, which is reflected in the claim is a detailed description of the insured event, try to refer to the rules of insurance to be sure you have done everything in accordance with the rules, and the insurance company are unable to answer do to present and concluded that your actions were aimed at getting insurance. Next, specify the list of documents submitted to the insurer in accordance with the insurance contract and describe the essence of the claim.
The next step will be to set out your requirements, stressing that if the insurance company does not comply, you will go to court, and it will require, in addition to all this, and the payment of liquidated damages for delay and compensation for moral damage. Be sure to write the list of documents attached to the claim, do not forget to specify the date of the claim and put your signature.
In most claims you must refer to articles of laws that violate the insurance company. The document itself is sent to the insurance company in written form, i.e. written either by hand or by using technical means. Send the claim by registered letter with acknowledgment of receipt. Or personally bring a claim in the office of the head of the insurance company with a note of the insurance company on your copy of the claim, i.e., incoming number, date and signature of the person accepting the claim.