Advice 1: How to open credit cooperative

Credit cooperative is a voluntary Association of citizens or legal entities in accordance with the territorial, professional and (or) other principle, to meet the financial needs of the shareholders (members of cooperative). To establish it independently.
You will need
  • - Normative group;
  • - notarized documents;
  • - the Charter.
Instruction
1
Form an initiative group, which should include 3-5 people. Members of the initiative group should clearly understand the specifics of the savings and loan Association credit cooperativeand acting according to the principles of the cooperativemovement tion with their direct management and control.
2
Arrange your first meeting. After the first people wanting to join the CCP as shareholders (they also need to be sure to inform about the upcoming General meeting, you need to gather them all together for further Association.
3
Hold a General meeting. Prior to this, it is desirable to determine the principle of the creation of the CPC and the source of creation FIT. A meeting of citizens interested in the possibility of establishing a CCP should take part invited an economist or a lawyer.
4
Follow all the organizational aspects of the initiative group prior to the holding of the constituent Assembly. Develop Charter of the CCP. As its basis it is possible to use standard statutes. Think of all the main areas of the Charter, which requires an individual approach, namely the name of the credit cooperative; legal address; the goals and objectives of the CCP; the amount of entrance and share contributions; the education funds of the CCP; the competence of the General meeting of the auditing Committee of the Board, Director and loan Committee.
5
Spend the constituent Assembly. It is necessary to solve three main questions: how should be established by the Credit cooperative of citizens; to discuss and adopt the Charter; choose the authorities of the revision Commission, the management Board and to appoint Directors.
6
Register your credit co-op. State registration just created a credit cooperativeand requires a constituent meeting of its members, which is determined by the name of, approved by the Charter, the main provisions are formed elected bodies (audit Commission, Board, loan Committee).

Advice 2: How to create a credit cooperative

Credit cooperative is one of the types of consumer co-opand that is created to meet the need in financial assistance to its members. If you decide to create such an organization, you must clearly know the specifics of her work.
Instruction
1
If you have planned to organize a credit cooperative, collect initiative group of 3-5 people. Among them should be a specialist in accounting. With them find information about opening a co-opand consult with your organization about its work. Think about will you gain 15 like-minded people, prepare the founding documents, primarily the articles of Association.
2
If the number of the first members of your future co-opand will reach 15 people, can start legal registration. To do this, swipe the Constituent Assembly, along with those who "stood at the origins of its creation." They should be familiar with the project Charter to the meeting to discuss this document and make its final version.
3
With these people you need to set the size of entrance and share contributions, the frequency and size of payment of membership dues. The latest in the first year of operation the co-operatives will be required for its content.
4
After you hold this job, you must inform all the members of the credit cooperativeand of the time and venue of the Constituent Assembly. Before you open it make sure that the number of members of the initiative group is not less than 15 people. The purpose of the Constituent Assembly will be the actual creation of the cooperative.
5
This requires a vote by the desire to establish a credit cooperative, approve its Charter, procedure of payment and amount of installments to choose people who will actually create the organization, will put on the account in tax authorities, open a Bank account. It is necessary to make a list of those present at the meeting stating the name and passport details.
6
Prior to the state registration of the credit cooperativeand to be prepared by its articles of Association, minutes of the Founding meeting, a list of those present on it. Along with these documents you should contact the Tax office for obtaining the certificate of registration of a legal entity, then to the Bank to open a settlement account. After that you have to visit the state statistics bodies, the mandatory medical insurance Fund, social insurance Fund and pension Fund. Now your credit cooperative established.
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